Dear customer,
We inform you that the balances held in investments in time deposits (CDB/RDB), held in this financial institution and/or in depository institutions, are guaranteed by the Credit Guarantee Fund (FGC).
The existence of protection mechanisms, such as the deposit guarantee offered by the FGC, is essential for the health of the Brazilian financial system, ensuring the reimbursement of amounts deposited or invested in situations of intervention or liquidation of financial institutions by the Central Bank of Brazil (BCB). This guarantee is limited to R$250,000 per CPF or CNPJ, for each financial institution. In the case of institutions that are part of the same financial conglomerate, the amounts invested in different entities within the same group are added together to calculate this limit.
It should be noted that there is no deadline defined in legislation for the payment of the guarantee in case of liquidation of a financial institution. Payment only begins after the liquidator, appointed by the BCB, consolidates the list of creditors with the respective values of each one. In the most recent cases of liquidation, this period has been approximately one month.
For cases of guarantee payments as a result of more than one intervention or liquidation of financial institutions, we emphasize that the total limit is R$1 million for each four-year period, starting from the date of the first guarantee payment. Once this cycle ends, the total coverage limit is fully reestablished.
Attention: The FGC only guarantees the financial products indicated in its Regulations, under the conditions and limits described there. The FGC does not guarantee investments in investment funds, financial bills, guaranteed real estate bills (LIG), shares, capitalization bonds, among others.
Important: The FGC does not act as a financial institution and, therefore, does not offer credits or loans to individuals. In this way, the FGC does not make resources or money available to the general public.
For more information, visit the website: www.fgc.org.br/en
M PAGAMENTOS S.A – CREDIT, FINANCING AND INVESTMENT